CWU – Xmas Youth Officer Report – Special Edition

Christmas pressure in Royal Mail is well underway now and it won’t be too long before it’s over and done with for another year, so hang in there. 
This years Christmas bonus for Royal Mail employees will be paid on Friday 18th December and will be £100 plus a £100 incentive payment if eligible (pro-rata for part time members).
Christmas time can be a bad time of the year for some of us, especially those who are missing lost loved ones, some support and advice can be found here. 
It’s that time of year again, the Xmas party is in full swing, that one drink has turned into two and you’ve got to drive home. But just remember, that person who crosses the road in front of you has someone waiting for them at home. Even if you feel fine, chances are your actually over the limit! And with Cambridgeshire, Lincolnshire & Norfolk Police all participating in road blocks and random breath tests throughout December, it’s really not worth the risk! It doesn’t matter how much that taxi costs, you’ll be safe knowing that when you wake up you still have a licence and your job and everybody is safe. This goes for the morning after as well.

Christmas & Debt
Everyone knows that Christmas is not the most cheapest of months and it’s important to mind your spending. Being too excessive when using a credit card or current account can seriously effect your chances of credit or finance, especially if your unable to pay it back in time. A missed payment on a loan, bill or phone contract will stay on your credit file for 12 months, and all lenders can see this. I know we all want to buy that perfect present but simple things like a ‘scratchcard’ or a shopping voucher can really go far.
Car Insurance
The government has recently increased the ‘Insurance Premium Tax’ (IPT) from 6% to 9.5% hitting young drivers the hardest. 
Help to buy ISA’s
The government has introduced a ‘Help to Buy ISA’ scheme for First time buyers, the scheme (which most banks offer) allows you to put aside a certain amount of money each month and the government pay you a bonus for the amount saved. It’s worth looking into, if your looking for your first mortgage. Be advised that there is certain eligibility criteria to fill as well as the t&c’s, these can be found by clicking on the following links.
National Postal Workers Day 
Monday 14th December is National Postal Workers Day (part of The Peoples Post campaign) this pinpoint initiative has been launched by the CWU and you will receive correspondence from HQ’s this week explaining this campaign in more detail. 
I would like to wish all our members a great Christmas and a healthy and prosperous new year 2016! 
Kind Regards,
Matt Bellamy
Youth Officer

& Processing Sub Rep

Eastern No5 Branch

PO Box 438



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